Rethinking Financial Confidence: Why New Zealanders Insure Their Cars Over Their Health
When it comes to protecting what matters most, the choices we make can be surprising. According to recent findings from the Consumer Confidence Survey 2024, more than twice as many New Zealanders insure their cars than their health. This startling statistic begs the question: are we prioritising our immediate assets over our long-term well-being? The […]
Reframing Life and Health Insurance: From Discretionary to Non-Negotiable Expense
When was the last time you reviewed your monthly spending? Did your insurance premium seem like just another cost, sandwiched between your Netflix subscription and dining out budget? It’s time to shift that perspective. A recent podcast discussion on client affordability in insurance struck a chord with me. The hosts emphasized reframing insurance from a […]
Mortgage Protection Insuance
Mortgage protection insurance is an essential safeguard for homeowners, ensuring your mortgage is covered if unforeseen events impact your ability to make payments. This guide explores the nuances of mortgage protection insurance, its importance, and how it can provide financial security in uncertain times. What is Mortgage Protection Insurance? Mortgage protection insurance is designed to […]
Understanding Your Premium: The Key Ingredients Behind Your Insurance Costs
Understanding what goes into your insurance premium can often feel like unraveling a mystery. While it might seem like a simple monthly payment, numerous factors influence how much you pay for your life, health, or income protection insurance. Let’s delve into the key elements that shape your insurance costs and help you make informed decisions […]
Decoding Level Premiums: A Comprehensive Guide
Introduction Hey there! Have you ever wondered about those insurance premiums and how they work? Well, you’re in the right place. Today, we’re diving into one particular type of premium – level premiums. But what exactly are they, and why should you care? Stick around because we’re about to unravel the mystery and show you […]